11 Free Mobile Credit Card Reader Apps 2024 (Android & iOS)

Credit cards are a convenient way to pay for any product or service. You can use the available limit and repay it at your convenience. Yet, having only a card, you can’t control all your expenses, the remaining budget, and receive other necessary information.

There are special services for this purpose, which allow you to read all the data while maintaining its confidentiality. We have reviewed the best free mobile credit card reader apps 2024 for Android & iOS that meet all the important requirements. Try them all or choose the greatest option.

Try another way to pay for everything with these best online payment apps without credit/debit cards.

Credit Card Terminal & Reader

Do you want a quick way to manage all your financial transactions on the go without too much hassle? If so, the Credit Card Terminal & Reader app is created especially for you.

The main function of this program is the management of all credit cards right on your phone. In other words, from now on, your cell phone becomes a real banking terminal.

You get to manage all the income and expenses from your credit cards on the go. All you have to do is log in to the program and enter your card details. You can have peace of mind that your data won’t fall into the hands of fraudsters.

The app has already been tried in action by quite a few people, and they are all happy with the program. If we talk about the functions that the developers have implemented, there are a huge number of them. First of all, you will be able to accept payments to your credit cards.

The program supports such payment systems as Visa, American Express, Master Card, and Discover. Besides, the app has the ability to write checks. You also don’t need to go somewhere to sign – you can do it online with the program.

Credit Card Terminal & Reader even allows you to open a special card. On it, you can indicate where you are sending the check. You can also put your signature on it.

As a special advantage, it is worth noting the minimalistic interface of the app. Thanks to it, you will quickly understand everything and make it much easier to manage your finances.


You may also like: 7 Cash Apps That Accept Prepaid Cards (Android & iOS)


SumUp is an app that should be installed on the device of every person who owns his or her own business. Thanks to it, you will simplify your life and business in many ways, in particular, you will be able to work much faster with financial matters.

The developers have brought a huge number of features into this program. First of all, the main purpose of the app is to create a single space where you can control all your money accounts.

After registering an account, you will need to enter all of your cards. They can be any kind – credit and debit cards. Cards from all major payment systems are also accepted, and in addition, ApplePay and Google Pay accounts.

There is even an opportunity to get a card from the developers of the app. For the safety and security of your data, you can rest assured. So far, the app has been downloaded by millions of users. They haven’t found any data leaks, and they give the app mostly positive reviews.

If we talk about the functions of the program, it is primarily the ability to pay and receive bills. You can easily control all your income and expenses with a user-friendly and informative interface. Get rid of the paperwork of writing checks and controlling payments, and move everything into the online space.

The program has other features as well. For example, you can open your own online store, add items to it, and keep track of your income. Also, issue gift coupons that your customers can purchase. Download the app now, because it’s also completely free.


Contactless Credit Card Reader

Do you have a large number of different credit and debit cards that can be difficult to understand? In this case, the Contactless Credit Card Reader app will definitely come in handy.

The developers have made the simplest and most convenient app. It includes all the necessary functionality. The most important feature of the program is the contactless reading of information from plastic cards.

The first thing you’ll need to do after downloading it is to enter the data from the cards you’re interested in. The app supports all major payment systems including Visa, MasterCard, and American Express. You can not worry about the safety of your personal data.

The app has been running for many years, and during this time it has been used by hundreds of thousands of people whose data is safe. You can install different security features on the app itself. This can be a pin code or a fingerprint.

The main feature of the program is control over all your accounts. It will send you a notification when any of your cards expires. This is really convenient because this way you’ll avoid unpleasant surprises because you may forget to re-issue the card.

We should also mention the interface of the program. It is minimalistic and simple. At the bottom, you can see only three sections – scan maps, your maps, and program settings. This design will help you to easily navigate through the app.


Credit Card Reader NFC (EMV)

The Credit Card Reader NFC (EMV) app allows you to retrieve data from your bank card. The developers have tried and created the simplest possible program, which copes with its task perfectly.

To work with it, you will need to follow a simple algorithm of actions. First of all, open the program and you will see that it asks you to scan the map.

Since the app is designed in a minimalistic style, you will not encounter any other sections. It will allow you not to get confused with the functionality.

The app supports a huge number of payment systems from many different countries. The most important thing is that your card supports NFC. To be sure of this, you need to find the appropriate logo.

After scanning, the app will show you various data from the card. This also includes, for example, transactions made and all information on them.

If you are worried about the safety of your data and are afraid that it will get to fraudsters, your fears will not come true. The fact is that the app doesn’t even have access to the internet. To make sure, you can see that it doesn’t have the appropriate permissions in the settings.

The program has already been downloaded by millions of people and successfully use every day.


Square Point of Sale: Payment

Square Point of Sale – POS app will allow you to manage your business in the most efficient and convenient way. The developers have created a powerful program that contains everything you need to start a successful business.

The app contains several basic functions. First of all, it allows you to have full control over your financial assets and payments.

All you have to do is add your cards and accounts to the program. You will then be able to quickly make payments, write checks, and keep track of statistics.

Secondly, the developers of the offer provide the ability to keep full records of your products. You can enter data about all of your products that are on sale, their price, and quantity into the app.

Thus, you will be able to carry out full control over your goods and their condition quickly and enter new items on time. Besides, all information will come to you in real-time.

This program is absolutely free. At the moment the app is used by tens of millions of people who have simplified their business management.


NFC Credit Card Reader (EMV)

The NFC Credit Card Reader (EMV) is a functional and advanced app that is designed to read debit and credit card data.

The developers have tried to create a program that combines simplicity, security, and ease of use.

To use this service, take the card you need and open the program, then it will immediately ask you to scan it. To do this, put your card on the back of your cell phone.

The developers have left a small illustration for clarity. After scanning you will get access to all the data on the card. This includes, for example, information about each transaction made.

The program supports all major types of cards from many countries around the world.

This app does not have access to the Internet. You can verify this by going into its settings and looking at the permissions. This means that the data from your cards is guaranteed not to get anywhere where they could be used by fraudsters.


You may also like: 45 Best Apps That Give You Free Gift Cards (Android & iOS)

NFC: Credit Card Reader

Do you need to read your debit or credit card contactless and do it as quickly and easily as possible? If so, then use the NFC: Credit Card Reader app. It is absolutely free and you can download it right now.

The developers have tried to make the app interface to help each user to understand the work as simple as possible. The program allows you to read out the data from almost any card in a few seconds.

All major payment systems are supported: American Express, MasterCard, Visa, LINK, CB, and many others from all over the world. The most important condition is that your bank card supports NFC, and then reading data from it will not be difficult.

All cards with this system have a corresponding logo. Open the app and you will be directed to a section where you will be prompted to scan the card. To do this, touch your plastic to the back of your phone. The program will then display all of your card data, including information on your transactions.

The app works completely without the internet, all data is stored only on your device. This means that intruders will not get access to it. Also, it is absolutely free.


Credit Card Reader

Credit Card Reader is an app that allows you to turn your phone into a mobile terminal for financial credit card transactions. Most people own a credit card in one way or another.

Standard terminals are gradually becoming obsolete. They have a convenient alternative that is available to every smartphone owner.

By downloading this app, you get the opportunity to make credit card payments in minutes right from your phone.

The developers have made its interface as minimalistic and simple as possible. So you can be sure that you will figure out how the app works and won’t waste a lot of time.

Once you enter and authorize in the program, you will easily be able to make a payment. Enter the desired amount and type in your card details.

The app is absolutely free to download. The program also has a huge number of extra features. For example, right through it, you can write checks. Their signature can also be put in the app.

Besides, the data from all your cards will be stored in this program. This means that you can easily control your income and expenses. The program will be especially useful for people who have their own businesses and conduct many financial transactions.


ProPay – Accept Credit Cards

ProPay is one of the best apps that allows you to make and receive payments with your credit cards as quickly and conveniently as possible.

You no longer need any special terminals for this, all processes can be carried out directly on your cell phone, which is always at your fingertips. The developers did their best to make this app as simple and easy to use as possible.

To do this, they have created a minimalistic and pleasing-to-the-eye interface that will help you quickly understand all the functionality. First of all, the app was created for business and work with clients.

If we talk about the functionality of the program, it is worth mentioning two main points. First, it allows you to make payments using credit cards. To do this, enter the data from the card and put your signature. You can also do this directly through the app.

As an extra option, the app also supports writing checks with email notifications. Second, another feature of the app is tracking full stats on your income and expenses. Create an account and add all your bills.

You can be assured of the complete privacy of your data. Currently, hundreds of thousands of users have downloaded the app and are making payments with it every day.



SwipeSimple is suitable for those who have their own business or a large number of financial accounts and transactions.

The developers have included all the necessary features. So you will forget about the headache associated with the accounts forever.

The first thing you will need to do is to register on the official website and create your account. After that, you can download this app absolutely free, and then log in to it.

The next step is to link the created account to your terminal through which the payments are made.

From now on, you will have access to all transactions and information directly through the app, and all data will be stored in one place. The information comes without delay in real-time. This way, you can keep track of your merchandise sales.

What’s more, the app has other features. For example, it will help you calculate the amount of taxes you need to pay. Besides, right through the program, you will be able to download discounts on certain products.

The app has an aesthetically pleasing and eye-pleasing design. It will allow you to not get confused with all the functions and save as much time as possible. You don’t have to worry about your personal data being stolen.

The app has already been downloaded by hundreds of thousands of people who give it positive feedback every day. Simplify your business and install SwipeSimple!


You may also like: 11 Best Fast Food Rewards Apps (Android & iOS)

NFC : Credit Card Reader

NFC: Credit Card Reader is an extremely useful app in the field of financial operations. It will be especially useful if you run your own business or if a large number of money transactions pass through you.

There are times when, for example, you are on the road and cannot access your credit card transactions. This is where this app comes in handy.

The point is that it turns your cell phone into a real terminal, capable of reading credit card information and viewing all operations on it. You can download the program absolutely free, and it does not contain any paid functions.

After you authorize the app, enter your account and card information. The program accepts all major payment systems: Visa, MasterCard, and American Express. After that, you will be able to see information about all transactions that come to your cards.

Moreover, you will be able to quickly send money to other accounts. Writing out checks is simple. Enter data, mark the address of the person to whom the check will be written, put your signature directly in the program and everything is ready.

Besides, in the app, you will be able to keep track of all the statistics on previous transactions and thus control your income and expenses.

Hundreds of thousands of users have already installed the program on their devices. Simplify your financial transactions with them!

Photo of author
Olga Emchenko
I wrote my first word when I was very young. Later I installed my first mobile app. I enjoyed it so much I decided to write many more words about the best apps and programs.