11 Free Debt Payoff Calculators for Android & iOS

Do you have any debts but don’t know how to repay them with the greatest benefit and without overpaying? There are many different financial calculators to solve this problem, each solving a specific one.

In this review, we talked about the benefits of free debt payoff calculators for Android & iOS. With their help, you will be able to pay off all your debts quickly and painlessly.

Debt Payoff Planner & Tracker

Debt Planner is an innovative financial management app. With it, you can easily keep track of your debts and plan to pay them off.

The app offers many features, including the ability to add new debts, set debt payment goals, create charts and graphs to track progress, and notifications of upcoming payments.

This unique app will help you take control of your finances and get rid of debt. You will be able to create a debt repayment plan and keep track of it.

One of the main features of the app is its practicality. All functions and features of the app are open in a few clicks, allowing you to manage your finances quickly and efficiently.

Debt Planner allows you to create different categories of expenses and income, which helps you control your finances. You can add new categories and edit existing ones to fit your needs. You can add all your debts and set your monthly payment amount.

The app will automatically calculate your debt repayment period and interest overpayment amount. The app also has a reminder feature to help you remember your monthly payments and debt repayment deadlines. You can set reminders so that they come at a time that is convenient for you.


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Debt Snowball – Payoff Planner

Debt Snowball Payoff Planner is a special app to help you keep track of your debts. This app gives you the ability to view reports and statistics on your expenses and income.

You can see what you spend the most money on and where you can save. It is also possible to set up a payout system in this app. They will be calculated automatically from the term you choose.

You will also be able to see your entire payment and repayment history with interest.

The app also allows you to calculate the interest to repay a loan or debt you’ve taken out. Here, every user can apply one of the most successful repayment strategies for debts and loans.

Each of them is developed by professionals and experts, which guarantees to achieve the most effective results from using the program. All the data in the app can be protected with a password or biometrics.

In this case, the login will be available exclusively to you, and no one else will be able to hack your personal information. You can also set a convenient notification that will come in a certain period of time and will remind you about the necessity to pay debts.

The app is also convenient because it’s possible to calculate your debts and credits in any convenient currency. So everyone will be able to use it, regardless of their location.


Loan Calculator

Loan Calculator is a unique app for calculating debts you need to pay back. You can use it to easily calculate your loan amount, interest rate, and monthly payment.

The app offers many features, including the ability to select different types of loan payment systems and create various charts, graphs, and diagrams to help you keep track of your payments.

This unique app will help you choose the best way to pay off your existing loan. Also, with its help you will be able to control your finances because here you can enter all data about the debts that need to be repaid in the near future.

The program also allows you to automatically calculate the interest rate on loans and view all transactions that have been carried out over a period of time.

Thanks to the app and its notification function, you’re sure not to forget to pay your loans and debts on time, because at any time you can see the history of your calculations.

The calculator allows you to export data to other apps, so you can easily transfer it to a table or other format. Calculate different types of loans here, from consumer to car loans.

The free interface and simple operation make this app as convenient and easy to use as possible.


Debt Payoff Manager & Tracker

Debt Payoff Manager & Tracker is an app that is designed to manage debts. With it, you can easily keep track of your debts and plan their repayment.

Here you will be able to calculate the interest and fees that need to be paid along with the debt money.

The app allows you to calculate both simple and compound interest, which makes it much easier to keep track and maintain records of your debts.

You can sort, underwrite, and adjust them, depending on the size and purpose of the payment. Also, for convenience, you can set notifications that will remind you to pay. To do this, you can choose the days or periods in which you will receive alerts on your smartphone.

The app also saves and backs up all your data, so you can restore it at any time if you delete or reinstall the app.

The app allows you to make payments in different currencies and you can even keep multiple accounts of your debts in different currencies. You can use a special pin code or password to protect your data in the app.


Debt Planner & Calculator

Debt Planner & Calculator is an app for keeping track of your debts. It combines a handy and concise planner with a multi-functional calculator.

You can use it to calculate interest and fees on each of your debts or loans. You can also sort your records by importance or periodicity.

For convenience, you’ll be able to set up smart notifications that will come in at a certain period and remind you that it’s time to pay back your debt.

You can distribute your debts by day, week, or even year. You also don’t have to worry about the safety of your data, as it is automatically copied and stored in your account.

Even after deleting the app, you can restore them literally in two clicks. Moreover, you can track your record history, delete old notes and add new ones.

In the app, you can pin regular payments so you don’t lose them among other debts. You can also export your data from the app to other sources, including easy-to-analyze files and spreadsheets.

The app has a paid version that allows you to disable ads and access a number of extra features. This app will help you keep control of your finances and get rid of debts.


Debt Free Box: Snowball Payoff

Debt Free is a new and convenient app for storing and calculating your debts. With this app, you can easily keep track of all your debts in one place.

You will also be able to calculate your own credit and interest rates using the formulas built into the calculator. To make it easier for users to track their credit lines, the app has a history.

Payments are saved there for the entire history of using the program. You’re sure not to miss or forget to pay your debt if you set reminder notifications.

You can also try to analyze each of your debts to determine the most convenient payment period. You’ll be able to calculate payments for any period you like.

It can be a cycle of days, weeks, months, and years. You will also be able to track the total amount of your debt, enter data on the payments made and check the results.

The app is handy because it shows in a pie chart the amount you have left to repay your debts. Once you’ve paid off your debt in full, you can delete it from the app’s history. It is possible to restore deleted or unsaved data at any time, as the app performs regular backups.


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Loan Payoff Calculator

This is a unique loan repayment calculator app. With it, you can easily and efficiently manage your loans and other debts, plan your expenses and savings based on your debts, and track your progress in paying them off.

It’s pretty easy to add your debts to the app and specify and calculate interest rates to pay them off. You’ll end up with the amount of payments you need to make over a selected period of time.

You can also choose the type of debt for which you want to calculate the payment. The app allows you to calculate any loan. You can be sure that the data is accurate because the calculator uses a professional and reliable tool.

You can also watch the history of your calculations so that you can perform reporting for each period of time. You can perform calculations absolutely free of charge an unlimited number of times.

The only currency available in this program is the U.S. Dollar. Yet, you can use the obtained data and convert it to other currencies.

The app has the most user-friendly interface, so you can easily understand the principles of its work. Also, there are no ads that could hinder you during the calculation of your debts and payment amounts for their repayment.


Tally: Fast Credit Card Payoff

Tally is an app that will help you keep track of your finances, manage your expenses and save money to pay off all your debts.

This app provides many features to help you easily and quickly track your expenses and income, as well as your total credit card savings. You can set up your credit budget for the month or for another period of time.

The app also lets you keep track of how much you spend and save each day. You can activate notifications in this app that will let you know when you’re making or failing to make credit and debt payments.

The app also allows you to look at your transactions by category. This will give you a better idea of what you spend the most on and where you can save the most. Track your budget not only by category but also by time frame.

The app also has an expense analysis feature. You can see your spending over a period of time and compare it to your income. This will help you make decisions that will help you cut costs and save money. The app has a user-friendly interface where you can easily check your budget and debts.


Pay Off Debt: Debt Calculator

Pay Off Debt is an app where you can easily keep track of your debts and plan to pay them off. Here you can set up your plan based on your current debt, interest rate, and monthly payment.

The app also provides notifications when you are approaching your goal. The app allows you to add one-time and regular debt payments.

You can add an unlimited number of entries and keep track of your payments thanks to its user-friendly interface and clear charts.

You will be able to analyze your loans and choose your payments, as well as their size and period for repayment. You can also enter your paid loans into the app so you can check the entire repayment process.

With categories for different types of debts, you’ll be able to keep track of how much you have left to pay on each one. You’ll also be able to see the total amount you owe, allowing you to plan your budget and upcoming expenses in the most efficient way.

You can add an unlimited number of debts to the app and just as quickly delete them once they are paid in full. All features will be available to you free of charge.


Debt Snowball Calculator

Debt Snowball Calculator will help you get rid of any debts as quickly as possible. A feature of this app is the ability to create a customized debt repayment plan using the proven snowball method.

Customize your plan according to the size of your debt and the size of the single payment.

Try for yourself a really effective debt repayment strategy that has been developed by professionals and used by the developers of this program.

The app also allows you to set smart notifications that will remind you to pay off your debts. To do this, you can set periods when alerts will come to your smartphone.

The app will have detailed charts and graphs that will allow you to examine your debt analysis and repayment progress. Use any metrics and indicators for free.

You can also look at statistics for all debts and the entire period of use, as well as for individual debts and a selected period of time.

Here you will try out the new debt repayment system, which involves paying off small debts. This way you can save your budget while getting rid of all debts in your line of credit.


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Debt Repayment Calculator

Debt Repayment Calculator is a convenient and easy-to-use app that is designed to calculate your debts and pay them off quickly.

Here you can use two types of calculators at once to calculate all your debts and determine the payment amount to pay them off quickly within a certain period of time.

You can even add interest rates to your calculations to get the most accurate figures. It’s possible to calculate any type of loan or regular debt here. To perform all the calculations, all you have to do is enter the numbers into the appropriate windows.

The program will automatically give you the results, which will allow you to choose the best strategy for repaying all debts in the future. You can customize the payment amount, loan repayment periods, and other indicators to get the most accurate figure.

The simple design of the interface will allow each user to quickly calculate any credit rates or other debts, and choose a repayment method based on the results obtained.

The app allows you to perform an unlimited number of calculations for free. You can also view the history of your calculations at any time, so you don’t have to calculate the loan or debt amount all over again each time.

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Olga Emchenko
I wrote my first word when I was very young. Later I installed my first mobile app. I enjoyed it so much I decided to write many more words about the best apps and programs.